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Monitor Prawniczy

no. 9/2023

Legal status of providers rendering exclusively account information services and their regulatory obligations

Filip Windak
Autor jest Associate w praktyce Finansowań i Regulacji Finansowych kancelarii Bird & Bird Szepietowski i wspólnicy sp.k.
Marta Stanisławska
Autorka jest radcą prawnym, Counsel w praktyce Finansowań i Regulacji Finansowych kancelarii Bird & Bird Szepietowski i wspólnicy sp.k.
Abstract

This article discusses the legal status of account information service providers as payment service providers (so-called AISP-only) under the Act on Payment Services, as well as the related regulatory obligations. It identifies the Act’s vagueness as to which provisions of the Act apply accordingly to AISP-only and presents the obligations related to registration and operations of AISP-only. It also addresses the application of the fraud reporting obligation and the Act on Counteracting Money Laundering and Financing of Terrorism to AISP-only.

Keywords
AISP, account information payment service provider, AIS, payment services, TPP