Abstract

The article presents the origin and and principles of the BRRD as well as its transposition to national laws of EU Member States. The main goal of the BRRD is to preserve stability of a financial market when a systemically important bank is failing or likely to fail, keeping public aid as limited as possible. of the article analyses four examples of a situation where a European bank was failing or likely to fail. The conclusion of the analysis is that the BRRD is very flexible, and in the end it allows to provide banks with state aid.

Key words: bank resolution, bankruptcy, hybrid financial instruments, state aid

Słowa kluczowe: przymusowa restrukturyzacja, upadłość, hybrydowe instrumenty finansowe, pomoc publiczna