Abstract

The article analyses the bankruptcy proceedings vis-a-vis a consumer in the course of which no creditor filed any claim. The authoress speculates whether such proceedings should be discontinued or it may go on, and in case of the latter whether a list of active debts should be drawn or that phase - because of no claims – should be omitted. The article also discusses a problem, which is of vital importance for creditors, namely whether the debts owed to those creditors who did not file any claims and therefore have not been included in the list of active debts should be waived.