Monitor Prawa Handlowego

no. 4/2014

Purchase of real property leaseback claims as a way to finance a banking group

Katarzyna Galus
Autorka posiada doświadczenie w pracy w sektorze finansowym, aktualnie kieruje Biurem Inwestycji Kapitałowych i Nadzoru Właścicielskiego w banku.
Abstract

The article presents the model, optimal from the legal and regulatory points of view, of financing in a group of companies highly capital intensive leasing activities, namely purchasing by a bank of real property leaseback claims from its subordinated entity. The analyses model assumes that purchase of leaseback claims constitutes a form of financing a leasing company by the bank which is repeatable for many transactions. The legal relationship between the bank and the leasing company is fully regulated by two agreements, namely a cooperation agreement with respect to purchasing real property leaseback claims by the bank -- as a framework regulation -- and a real property leaseback claim purchase agreement -- as a transactional regulation for purchasing a specified pecuniary claim.