Abstract
The text focuses on admissibility of a transfer of claims arising as a result of finding that a clause in a consumer contract is impermissible. It argues that Council Directive 93/13/EEC as well as the provisions that implement it to the Polish legal system allow consumers to transfer their claims to a third party – regardless whether the transferee is an entrepreneur and whether the transfer takes place before the clause is found impermissible by a court. This pertains especially to the fiduciary transfer of a claim by a consumer to a professional debt collector. The text is built, in particular, on the facts underlying the Supreme Court resolution of 6 April 2018,