Abstract

This article focuses on issues related to the inheritance of funds accumulated in a personal bank account of a person who was in matrimony at the time of death. In the author’s opinion, the most important thing is to determine heirs of the deceased and treating them as parties to the bank account agreement. If there are several heirs, a personal bank account will be transformed into a joint account and funds will be disbursed under the joint instruction of the heirs. From the viewpoint of bank’s relationship with the customer most important is who becomes a party to the bank account agreement rather than who is the owner – within the meaning of the family law – of the funds accumulated in the account.