Abstract

The aim of this article is to describe the model of insurance secrecy under the Polish law and to discuss practical issues related to its protection. The article discusses the scope of insurance secrecy, and comments on the persons and institutions responsible for maintaining confidentiality of data covered by insurance secrecy and entitled to receive such data. Moreover, the article presents several practical issues connected with disclosing information covered by insurance secrecy, especially with the consent of the beneficiary of such data.

The authors are convinced that insurance secrecy has its source in the constitutional right to privacy. It is also pointed out that the institution of insurance secrecy is part of the personal data protection system. The authors point out possible lines of interpretation in order to remove doubts arising from current regulations, but in their opinion it would be advisable to take proper legislative steps.